The Best Free Bookkeeping Templates for Small Business (2026)
You do not need expensive software to keep clean books. For most small businesses, a handful of well-built spreadsheets covers everything you need for tax time and day-to-day decisions. Here is the free stack we recommend.
Start with income and expenses
The foundation of bookkeeping is recording money in and money out. Our Small Business Bookkeeping workbook does this with category dropdowns that roll up into a monthly profit & loss automatically.
If you want something even simpler to start, the single-tab Income & Expense Tracker is the fastest way to begin.
Add a Profit & Loss statement
A P&L shows whether you actually made money. Ours calculates gross profit, expenses, and net income for each month and the year to date — exactly what a lender or accountant wants to see.
Track mileage if you drive for work
Mileage is one of the most-missed deductions. The IRS-compliant Mileage Log records date, odometer, and purpose, then applies the standard rate to compute your deduction.
Forecast cash flow so you never get surprised
Profit is not the same as cash in the bank. A 13-week Cash Flow Forecast projects receipts and payments so you can see a tight month before it arrives.
